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FixedMortgage.com respects and is committed to protecting your privacy.
This privacy statement communicates how, when, and why we gather information about our customers and how we use this information in the course of our business.
The information we collect about you may come from any or all of the following sources:
- Information from you based on completed applications, other forms and other communications with us (this information may include your name, address, social security number, assets, liabilities and income).
- From providers of services to us, such as appraisers, appraisal management companies, real estate agents and brokers, and insurance agencies (this information may include the appraised value, purchase price and other details about the property securing your loan).
- From consumer reports (this information may include your credit and employment history, credit score and other credit information).
Use of Cookies
FixedMortgage.com uses "cookies" for the sole purpose of enhancing your experience while using our site.
A cookie is a feature of your Internet Web browser, and most browsers are configured to automatically accept cookies. Cookies are files that your Web browser places on your computer's hard drive and which assign a unique identification code to your computer. Cookies do not enable us to retrieve from your computer any additional personal information about you other than information that you knowingly and willingly provide to FixedMortgage.com through the application process or through sign up.
We use cookies to let us know whether you have visited FixedMortgage.com previously; to provide relevant, personalized content; and to help us continue to improve site navigation, design, and content.
Sharing Personal Information
When you apply for a loan through FixedMortgage.com, we will ask you to provide non-public personal information such as your name, address, telephone number , e-mail as well as other loan-related information (assets, income, social security number, credit information). We use this information to process your loan and to notify you of your application status. All archived information is maintained in a secure and safe environment. Telephone numbers and e-mail addresses are only used to contact you regarding your loan.
During your relationship with us, we will not share any of your personal information with anyone outside of our company except:
- At your direction and with your consent; or
- As required or permitted by applicable law.
We may share any or all of the information we collect about you as permitted by law. For example, we are permitted to share information about you with companies that assist us in processing or servicing your loan (such as appraisers or title companies), government entities in response to a subpoena or other regulatory requirement, and third-party loan providers.
FixedMortgage.com may also disclose account information in special cases when we have reason to believe that disclosing this information is necessary to identify, contact or bring legal action against someone who may be violating the terms of use of FixedMortgage.com, or may be causing injury to or interference (either intentionally or unintentionally) with any rights or property of FixedMortgage.com, other FixedMortgage.com customers, or anyone else. Under these circumstances, we may disclose or access account information when the law requires it or permits it.
Information Security
We have taken many precautions to insure that information associated with our customers is safe and secure. so fixedmortgage.com employs industry best practices and complies with federal regulations in regard to web based services and confidentiality of customer data. Our controls include strong user authentication and encryption via 128 bit SSL (Secure Sockets Layer) protocols on all pages/sites where any personal information is provided or displayed. All information that you submit to us via our Web site is encrypted, or coded, before being transferred. Once the information has been safely received at its legitimate destination it is decoded. This is designed to make it extremely difficult for anyone to intercept information about you.
We exercise care in providing secure transmission of your information from your computer to our servers. We restrict access to information about you to those employees or others who need to know that information to provide information, products or services to you. Unfortunately, no data transmission over the Internet can be guaranteed to be 100% secure. As a result, while we strive to protect your information, FixedMortgage.com cannot ensure or warrant the security of any information you transmit to us or from our online products or services, thus you do so at your own risk.
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